Insurance
Limited insurance for minor illness or accidents and trip cancellation insurance is provided for all ISE participants. All travelers receive a claim form to carry with them on the program. Coverage details can be found here.
Note: Pre-existing conditions, mental illness and pregnancy are not covered. ISE recommends that each traveler's own comprehensive medical insurance be current and include coverage for the destination country.
Medical Conditions & Special Needs
Traveling abroad can be a stressful experience that may exacerbate a medical condition. It is important that the adults who travel with the students are aware of any medical conditions or special needs a student may have. For this reason we ask students and their parents to indicate on the program application any medical condition of which ISE, the program teacher/leader and the host family should be aware.
All allergies, dietary needs, medications, etc., must be managed by the participant and must not require any special attention. Family stay placements are not based on consideration of medical or dietary conditions.
ISE reserves the right to cancel a participant who does not disclose a medical diagnosis on his/her application or whose medical condition or special needs can not be accommodated appropriately on the program; regular cancellation fees apply.
Cancellation Insurance
The cancellation insurance included in the program price is for medically related causes only affecting the participant or a member of the participant's immediate family.
The maximum coverage amount ($1000) is applied against the incurred loss calculated as of the date ISE receives the written cancellation. A physician's statement and signature will be required for any medical claim.
Additional Insurance Coverage
ISE is pleased to provide participants an opportunity to purchase additional insurance coverage through Access America Travel Insurance and Assistance!
Some participants on ISE programs request additional insurance to augment the insurance automatically provided on all ISE programs. You are not required to purchase additional insurance but we want to make it easy for you if you do. Click on the Access America link to review the coverage available and learn more about options.
Access America is a third party vendor and is completely independent from ISE. All payments and questions about coverage and claims should be directed to Access America at 800-756-AMEX or by clicking the Access America icon.
Any commissions made by ISE due to purchase of an Access America plan are fully applied to the ISE Financial Aid Program for low income students.
